Company policy text published in October 2016. Read current terms supplied with any offer before agreeing.

Everest Cash Advance Privacy Policy

Last Rev: 08/2015

Facts: What does Everest Cash Advance do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all file sharing. Federal law also requires lenders to tell you you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and income
  • Account balances and payment history
  • Credit history and credit scores

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Everest Cash Advance chooses to share, and whether you can limit this sharing.

Reasons we can and do share your personal information:

Does www.everestcashadvance1.com Share?

Can you limit this sharing?

For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes
No
For our marketing purposes: to offer our products and services to you
Yes
No
For our marketing purposes: to offer our products and services to you
Yes
No
For our affiliates' everyday business purposes: information about your transactions and experiences
No
No
For our affiliates’ everyday business purposes: information about your creditworthiness
No
No
For our affiliates to market to you
No
Yes
For our non-affiliates to market to you
No
Yes
To limit our sharing:

www.everestcashadvance1.com
c/o FSST Financial Services, LLC
P.O. Box 283, Flandreau, South Dakota 57028

Please note: If you are a new customer, we can begin sharing your information thirty days from when you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

What we do:

How does Everest Cash Advance protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment. We store and transmit information with SSL encryption software.
How does Everest Cash Advance collect my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Questions? Call Toll Free: (866) 794-3244 or email: [email protected].

Definitions:

Affiliates
Financial and nonfinancial companies related by common ownership or control.
  • www.everestcashadvance1.com has no affiliates
Non-affiliates

Financial and nonfinancial companies not related by common ownership or control.

  • Non-affiliates we share with can include service providers, data processors and advertisers.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.

  • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.

Company & resources

Background, original sources and practical borrowing information.

Before borrowing, review the APR, fees, total repayment amount and payment schedule in the written agreement. Compare the payment with your essential expenses.

See Company Records & Sources for company background and Editorial Policy for how information is presented.

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